Run /baccarat with your stake. Choose a private solo hand or the shared table. Bet on Player, Banker, or Tie.
Complete game information
How Baccarat works.
All figures describe virtual-coin play. Unless a row says net or score, a × value is the total return including the original stake.
01
How to play
Choose a virtual-coin stake, then play a private solo hand or join the open shared table.
Select Player, Banker, or Tie before the committed cards are revealed.
Two cards are dealt to Player and Banker. Raise applies the fixed Punto Banco third-card rules automatically; there are no hand decisions after the bet.
The side closest to 9 wins. If the totals are equal, Tie wins and Player/Banker bets push.
02
Bets & actions
Player
Bet that the Player hand finishes with the higher modulo-10 total.
Banker
Bet that the Banker hand finishes higher; a winning Banker bet includes the 5% commission.
Tie
Bet that both hands finish with the same total.
Solo / shared
Solo is private and immediate. The shared table gives everyone one committed hand after a 15-second betting window.
03
Possible returns
Multipliers are total return including the stake. Banker profit is rounded down to whole virtual coins, so odd stakes can return slightly less than 1.95×. Card drawing is automatic and identical in solo and shared modes.
Result
Return / award
What it means
Player wins
2×
1:1 net on a winning Player bet.
Banker wins
Up to 1.95×
Stake plus floor(stake × 95%) whole virtual coins after the 5% Banker commission.
Tie wins
9×
8:1 net on a winning Tie bet.
Tie on Player / Banker bet
1×
The selected stake is returned as a push.
Wrong selection
0×
No return when another side wins.
04
Key rules & edge cases
Raise uses an eight-deck Punto Banco shoe. Aces count 1; 2–9 count face value; 10, Jack, Queen, and King count 0. Only the last digit of a total matters.
Natural 8 or 9 ends drawing. Otherwise Player draws on 0–5 and stands on 6–7.
If Player stands, Banker draws on 0–5. If Player draws: Banker 0–2 always draws; 3 draws unless Player's third card is 8; 4 draws on 2–7; 5 on 4–7; 6 on 6–7; 7 stands.
The hand deal order is Player, Banker, Player, Banker, followed by any rule-required third cards.
Shared-table entrants all settle against the same committed hand; solo hands use the same rules and payouts.
Raise is 18+ simulated entertainment. Virtual coins cannot be purchased, exchanged, withdrawn, or awarded as real-value prizes. Server betting limits and game-specific maximum-return settings apply where supported.